Fast and secure online loan application – Get funded in 10 minutes

Apply for a loan
Fast and secure online loan application – Get funded in 10 minutes

What We Offer



Quick, user-friendly options available globally. Just one document to start



Trust us as your direct lender with a modern approach! Your data stays safe, and we support you in tough times



Seamless solutions in just 10 minutes from home. Instant money transfer and options to extend your loan

Getting Loan Steps


Start Your Application on Our App

Enter your application details in the app by filling out the form.


Wait for the decision

Stay tuned for a decision, usually ready in 15 minutes.


Secure Your Funds

Access your funds; the process usually takes just a minute.

Download loan app

Client Reviews


Bash J.

Applying for a loan through was a breeze! The website was easy to navigate, and I received instant approval for my loan. The whole process was quick and hassle-free.



I was impressed with the customer service at The representatives were friendly and knowledgeable, and they helped me through every step of the loan application process. I felt valued as a customer.


Stiaan N.

The interest rates offered by were extremely competitive compared to other lenders. I saved a significant amount of money by choosing to borrow from them. I would highly recommend their services to anyone in need of financial assistance.



I appreciated the flexibility of repayment options provided by They worked with me to create a payment plan that fit my budget, making it easy for me to repay the loan on time without any stress.



The security measures in place at gave me peace of mind when sharing my personal and financial information online. I felt confident that my data was safe and protected throughout the entire loan application process.

Start Your Application on Our App

Enter your application details in the app by filling out the form.

Download loan app

Online loans in Kenya via M-Pesa

  • Amount 500 KES to 30,000 KES
  • Minimum repayment period 61 days
  • Maximum repayment term 365 days
  • Interest rate 0,01% - 2% per day
  • Decision 5-15 minutes
  • Age of borrower 18-62 years old
  • Occupation Currently employed or with a stable source of income
  • Location Kenyans that are currently living in the Kenya
  • What are the requirements National ID, Mobile phone

The Advantages of Online Loans in Kenya

Online loans have become a popular financial solution for many Kenyans, providing a convenient and accessible way to access much-needed funds. Here are some of the key benefits of online loans in Kenya:

Convenience and Accessibility

One of the main advantages of online loans is the convenience they offer. With just a few clicks, borrowers can apply for a loan from the comfort of their own homes or offices. This eliminates the need to visit a physical bank branch, saving time and hassle.

  • Fast loan approval process
  • No need for collateral
  • 24/7 availability
  • Flexible repayment options

These features make online loans an attractive option for those who need quick access to funds without the traditional hassles of a bank loan.

Lower Interest Rates

Another advantage of online loans in Kenya is the competitive interest rates offered by online lenders. Many online loan providers offer lower interest rates compared to traditional banks, making online loans a cost-effective option for borrowers.

Additionally, online loans often have transparent fees and charges, allowing borrowers to understand the true cost of borrowing upfront.

Small Business Support

Online loans also play a crucial role in supporting small businesses in Kenya. Many small business owners struggle to access traditional bank loans due to stringent requirements and lengthy approval processes.

  • Facilitate business growth and expansion
  • Quick access to working capital
  • Funding for business emergencies
  • Opportunity for entrepreneurs to access funds

Online loans provide a lifeline for small businesses, enabling them to access the funds they need to grow and thrive in a competitive market.

Personal Finance Management

For individuals, online loans can be a useful tool for managing personal finances and emergencies. Whether it's a medical emergency, sudden repairs, or unexpected expenses, online loans provide a quick and hassle-free solution to financial challenges.

Many online lenders offer flexible repayment terms, allowing borrowers to tailor their loan to their specific financial situation.


Online loans in Kenya offer a range of benefits and are a valuable financial tool for individuals and small businesses alike. With their convenience, accessibility, competitive interest rates, and support for small businesses, online loans provide a much-needed alternative to traditional bank loans. Whether you need funds for personal emergencies or business growth, consider exploring the options offered by online lenders in Kenya.


Can anyone apply for an online loan in Kenya?

Yes, most online loan providers in Kenya have minimal requirements such as being a Kenyan citizen, having a valid ID, and a source of income.

How long does it take to get approved for an online loan in Kenya?

The approval process for online loans in Kenya is usually quick and can take anywhere from a few minutes to a few hours, depending on the lender.

What is the maximum loan amount one can get from an online lender in Kenya?

The maximum loan amount varies depending on the lender, but it typically ranges from Ksh 50,000 to Ksh 500,000 for first-time borrowers.

Are online loans in Kenya safe to use?

Yes, reputable online lenders in Kenya use secure encryption technology to protect borrowers' personal and financial information. It is important to research and choose a trusted lender before applying for a loan.

What is the typical repayment period for online loans in Kenya?

The repayment period for online loans in Kenya varies depending on the lender and loan amount, but it typically ranges from 1 month to 1 year.

What happens if I am unable to repay my online loan in Kenya on time?

If you are unable to repay your online loan in Kenya on time, you may incur late payment fees and penalties. It is important to communicate with your lender and discuss alternative repayment options to avoid defaulting on your loan.